Can I Eliminate Medical Bills In Bankruptcy?

An illness can be one of the of the most devastating and costly life events. It can effect anyone at any time. Unfortunately, many people are unaware that even if you are lucky enough to have health insurance coverage, not all medical costs may be covered. Therefore, you can end up with huge medical bills and limited funds to pay them.

As a result, a substantial number of people in Fort Worth as well as many other parts of the country are filing for Chapter 7 bankruptcy to eliminate medical debts. When you file for Chapter 7, your medical debts are discharged and you almost always get to keep all of your property. The process takes approximately four months and you can immediately start rebuilding your credit afterward.

Although the initial filing requirement is simple enough--you have to have property in the filing district and division, or have lived there for the majority of the last six months--there can be complex issues that may require the assistance of a Fort Worth bankruptcy attorney. For example, you may be wondering when to file. A general suggestion is to not file until all anticipated bills have been incurred. If you are still sick and require expensive medical care, the filing should be delayed. A consultation with a Fort Worth bankruptcy attorney can explain these and many other issues in more detail.

For a free bankruptcy  consultation to learn more about discharging medical debts through Chapter 7, contact Fort Worth bankruptcy attorney Michael P. O'Donnell by phone at 817-732-7590 or 972-819-3861 for a free legal consultation. Michael can also be reached by E-mail at for more information.