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3450 Hulen St
Fort Worth, TX 76107
Phone: (817)732-7590
Fax: (817) 732-8903
Bankruptcy Law

  • The TOP TEN Bankruptcy Myths

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    Published February 10, 2012 at 10:50 pm - No Comments If you are considering Bankruptcy, you probably have numerous concerns about the consequences involved. You can stop worrying. Most of your concerns are likely based on old myths and misconceptions about Bankruptcy. Even today, in our crippled economy, many creditors work hard to promote these erroneous myths. There is an obvious reason for their aggressive tactics and tricks: they want to get paid. Creditors know that Bankruptcy can help eliminate these debts, and they will say almost anything to collect on the debt. In reality, there are usually more advantages than disadvantages when filing for Bankruptcy.

    The TOP TEN Bankruptcy Myths

  • Chapter 7 (Fresh Start or Clean Slate Bankruptcy)

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    Published February 10, 2012 at 6:15 am - No Comments Chapter 7 (Fresh Start or Clean Slate Bankruptcy) Each year, thousands of Texans eliminate their debt through Chapter 7 Bankruptcy. Chapter 7 refers to the Chapter of the Bankruptcy Code in which a qualified debtor can obtain a discharge, which bars creditors from taking legal action to collect unsecured debts, such as credit card debt, payday loans, medical bills, lines of credit, and past due utility bills. Chapter 7 Bankruptcy offers a quick way to resolve your debts when you are unable to pay them back over time. Unlike Chapter 13 Bankruptcy, Chapter 7 is designed to quickly discharge and eliminate your mounting debts for good. If you are struggling with outstanding debts

    Chapter 7 (Fresh Start or Clean Slate Bankruptcy)

  • Chapter 13 (Wage Earner’s or Debt Restructuring Plan)

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    Published February 1, 2012 at 12:18 pm - No Comments Chapter 13 refers to the Chapter in the Bankruptcy Code which permits individuals with regular income to pay all or some of their debts through a convenient repayment plan over several years. A Chapter 13 filing is designed to provide a debtor with additional time to pay off creditors when that debtor is behind on payments. Chapter 13 bankruptcy allows you to repay creditors to the best of your ability, while retaining your property. Chapter 13 will stop a foreclosure on your home and stop the repossession of your vehicle. Chapter 13 Bankruptcy is typically known as a “bill consolidation” Bankruptcy or a “wage earners plan”.

    Chapter 13 (Wage Earner’s or Debt Restructuring Plan)

  • FORT WORTH FORECLOSURE ATTORNEY

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    Published February 1, 2012 at 12:17 pm - No Comments Are you behind on your mortgage payments? Have you recently received a notice of foreclosure regarding your home? Have you attempted a loan modification and been denied. If you are having trouble with your mortgage, it is critical to understand the foreclosure process and its ramifications for you and your family. Foreclosure is a serious legal action that can force you out of your home. If you are facing foreclosure, it is imperative that you contact my office today. The Law Office of Michael P. O’Donnell can help. My firm has the experience and dedication to protect you and your home from this unfortunate situation. As a Fort Worth Bankruptcy attorney, I can help you avoid foreclosure and save your home.

    FORT WORTH FORECLOSURE ATTORNEY

  • Fort Worth Repossession Attorney

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    Published February 1, 2012 at 5:35 am - No Comments Are you behind on a vehicle payment? Has your lender threatened to repossess the car? Repossession occurs when a creditor takes back property that was used as collateral or leased in a transaction. If you are behind on your car note, the bank or third party that financed your vehicle can repossess the vehicle at any time. Texas law does not require the lender to give you notice of the repossession. This "self-help" remedy is a unique legal action because your lender can repossess the vehicle without giving you notice or going to Court. Although your lender may repossess your car without notice, and without court action, it is not allowed to breach the peace when taking back the property.

    Fort Worth Repossession Attorney

The choice of Chapter 7 or Chapter 13 is a decision most Debtors voluntarily make. The choice is made for the Debtor through the results of the Bankruptcy "Means Test".
Many people facing Bankruptcy have lost control over their finances and some can't even say with certainty who they owe.
Are you in debt? Have you fallen behind on payments and can't catch up? Over a million file for Bankruptcy each year for relief from their overwhelming debts.
The primary goals of Bankruptcy is to "discharge" your unsecured debt. A discharge puts an end to creditor harassment, lawsuits, & judgments.
We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code." The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. Unless otherwise indicated, attorneys listed on this site are not certified by the Texas Board of Legal Specialization. Some links within this site may lead to other websites, including those operated and maintained by third parties. These links are included solely as a convenience to you, and the presence of such a link does not imply an endorsement of the linked site, its operator, or its contents. This site does not incorporate any materials appearing in such linked sites by reference. THIS SITE AND ITS CONTENTS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT."